Vehicle Insurance Coverage Jack W. Gooding

Chapter 13 Trustee

Serving the Eastern and Western Districts of Arkansas
El Dorado, Hot Springs, Little Rock, Pine Bluff, and Texarkana Divisions
  Local Rule 2015-1 of the Arkansas Bankruptcy Courts Important Notice Regarding Insurance Coverage on Your Vehicle
Under Chapter 13, if you own an automobile that has a lien on it, YOU ARE REQUIRED TO CARRY COMPREHENSIVE AND COLLISION INSURANCE COVERAGE on that automobile until the lien has been paid in full. If you currently have Comprehensive and Collision insurance coverage on your automobile, it is your responsibility to immediately provide your Trustee with proof of such coverage, by providing the following information:


1. Your name and case number 4. Name of Insurance Company 2. Year, make and model of auto 5. Name of Agent 3. Date coverage is effective 6. Agent’s office address & phone number
IF YOU DO NOT CURRENTLY HAVE OTHER AUTO INSURANCE, insurance coverage will be automatically placed on your auto beginning with the date you filed your Chapter 13 petition. The charges for this insurance will be added to, and paid by, your Chapter 13 case, which will cause your monthly plan payment to increase.  This insurance is Comprehensive and Collision only. It is not Liability coverage, as required by the State of Arkansas to obtain a license tag for your automobile.  IF YOU OBTAIN OTHER INSURANCE COVERAGE on your vehicle at any time after the filing of your Chapter 13 petition, you must immediately provide the Trustee with proof of insurance for your automobile. IF YOU FAIL TO PROVIDE PROOF OF INSURANCE COVERAGE ON YOUR AUTO by your first scheduled 341(a) Meeting of Creditors hearing, Comprehensive and Collision insurance will be automatically placed for you, and a new payroll order will be entered increasing your chapter 13 plan payment by the amount of the insurance premium(s). YOU SHOULD MAIL YOUR PROOF OF COVERAGE TO:
Priority Insurance Company P O Box 5849 North Little Rock, AR 72119 Phone: (501)244-2288 Fax: (501) 244-9851